Payment for Services and More Information Regarding Insurance
- I am currently accepting new clients with Anthem, United, Colorado Access and Cigna insurance policies*, or private pay. I utilize Stripe to process payments through my EHR - Simple Practice - which can process HSA cards as well.
- *NOTES ON USING INSURANCE FOR THERAPY SERVICES:
- - In order for therapy to be covered by insurance, there must be an "identified client" (IC). This person is clear in individual therapy, but for family therapy one person needs to be designated as the IC. The IC MUST qualify for and be diagnosed with a mental health disorder using the DSM-V for insurance to cover services. This is because insurance companies will only pay for services that they deem to be "medically necessary" and there can be no medical necessity if there is no mental health diagnosis. In family work, this means that the treatment must be centered on the IC's diagnosis and how the family dynamics are impacting that diagnosis. Insurance companies can deny payment for services if that do not find medical necessity and can even recoup payment for services at a later date. If this occurs, the client is always responsible for payment. It is for these reasons and more that many therapists choose not to accept insurance. I have chosen to do so because I understand that many people seeking therapy have legitimate mental health diagnoses and could not otherwise afford to be treated for those diagnoses.
- For clients who choose to private pay, my hourly rate is $120, prorated for longer or shorter sessions.
- Payment - including co-pays or coinsurance - is due at the beginning of our session. I do not allow clients to carry a balance.
- No Shows and Late Cancellations: I have a 24hr cancellation policy. If you do not provide at least 24hrs notice to cancel you will be responsible for a $75 fee. I will reschedule a no-show or late cancelled intake one time, but the client is responsible for reaching out to initiate the rescheduling process.
- Frequency of Meetings: Though most people do attend therapy weekly, it is certainly not necessary or possible for everyone. I would be glad to see you as frequently or infrequently as you find helpful (or, if using insurance, as much as can be proved to be medically necessary), down to as little as once per month.